I maybe over 50 but remember, 50 is the new 40!! Am I perfect, no way, far from it. Am I your Mr Right - who knows. I am hard working, active, and enjoy the good things in life. I am honest, told I am a good guy, told I am a good friend to have, physically fit, healthy, and full time employed. I enjoy the usual things that most people do, so I wont list them all here. I have a dry sense of humour. I like to travel, experience new cultures, places, foods and people. I believe I am a nice guy, and I am told that, but I will be honest, I can be naughty. I am very physical, tactile, sensual person. I believe communication, openness, and intimacy are important in a relationship, as well as love, respect, consideration and all the other things. OK, still with me so far, good, now here comes the fine print ...... No pic means no reply, you can see me, no pic makes me think you have something to hide. If you're looking for a bank, try BDO, BPI or BNP, I am not one. My chosen partner will not want for anything, but I wont be a bank until then.